Eliminate payment fraud with globally interoperable and
standards-based solutions for Issuers, Acquirers, and Financial Institutions

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Robust fraud prevention solutions for eCommerce and mCommerce transactions

Prevent chargebacks and false declines with our comprehensive range of integrated payment authentication solutions based on the trusted EMVCo 3D Secure protocol, Visa Secure, Mastercard Identity Check, JCB J/Secure, American Express SafeKey, UnionPay International 3-D Secure, and Discover ProtectBuy.

Trusted By

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Modern 3D Secure Solutions for Your Business

Acquirers, Payment Service Providers & Merchants
  • Reduce card-not-present fraud and eliminate chargebacks though liability shift
  • Decrease cart abandonment rates with 3DS2's frictionless flow and mobile SDK
  • Enhance the user experience for mobile shopping
  • Comply with local regulations such as SCA and PSD2
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Learn About ActiverServer Service

Issuers, Payment Processors and Global FinTechs
  • Stay in control of the cardholder authentication process
  • Flexible authentication channels of your choice with an enhanced cardholder experience
  • Collect a rich dataset to drive smarter decisions with reduced false declines
  • Comply with local regulations such as PSD2 and SCA
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Learn About ActiverAccess Service

Implementers and Developers
  • End-to-end testing facility for any 3DS solution built with EMVCo certified components
  • Reduce ongoing compliance costs
  • Effortless integration with industry standard APIs
  • Comprehensive technical resources and support available
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Learn About TestLabs

Global Service Plan

A premium multi-instance architecture designed to safeguard your payment ecosystem against regional disruptions, ensuring continuous service for your core authentication solutions.

Minimise Operational Risk

Reduce potential revenue loss by ensuring your authentication services remain available even during primary network disruptions.

Strategic Resilience

Enhance your market reputation by providing a highly resilient payment environment that meets the strictest compliance standards.

Uninterrupted Growth

Scale your transaction volumes globally with the confidence that your infrastructure can adapt to regional environmental factors.

Optimised Risk Profile
The ability to balance traffic between instances allows your business to optimise for regional conditions and ISP stability.
Dual-Instance Resilience
Our multi-instance architecture ensures that if one instance encounters an issue, the other is immediately available to sustain your traffic, providing seamless service continuity for your payment ecosystem.
Data Integrity Assurance
We maintain a "Single Source of Truth" configuration model, preventing data drift and ensuring security credentials remain consistent across all regions.
Continuous Monitoring
Advanced health checks and TLS monitoring ensure that handshakes remain reliable, protecting the end-user experience.
Staggered Change Management
Updates are applied in controlled phases. By stabilising one instance before proceeding to the next, we ensure global network integrity even during scheduled maintenance.
Regional Isolation
Instances are geographically isolated. This ensures that environmental or network events affecting one region do not impact the availability of your services in the other.
  • Consultative setup of tenants on secondary infrastructure.
  • Provisioning of a dedicated high-availability endpoint.
  • Automated mirroring of security certificates.
  • Expert support for traffic management strategies.

Note: Configuration updates are managed via the primary instance and synchronised across the network to maintain absolute data integrity

Pricing

Why choose GPayments?

The Benchmark for Secure, Reliable, and Cost-Effective Payment Fraud Prevention

Legacy Solutions

While many solutions offer foundational services, they might not cater to every nuanced need of your business.
Here's a generic snapshot of what you might find elsewhere:

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Limited card scheme support
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Basic certification
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Standard uptime and availability
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Restricted deployment models
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Generalised support teams
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Standard pricing models
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Limited RBA options
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Limited or paid testing platforms
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Only PCI-DSS certification available
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What our clients think

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As a long time partner looking to transition to 3DS2 we were naturally very happy when GPayments announced ActiveServer. From a technical standpoint the integration has been a breeze, the documentation is excellent as it covers both the high-level authentication flows between the domains as well as the lower-level API integration in great detail. The application interface feels modern and approachable and has been very well received by our internal customer service team.

We would also like to highlight the supporting team at GPayments who has been a fantastic support whenever questions have arisen, not only on a technical level but also on a domain level where their advice has been invaluable.

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Ludvig Kolmodin
CTO
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The two reason why we chose to partner with GPayments were for the informative and enjoyable discussions with the Product, Sales and Engineering teams, as well as the integration with their RESTful API.

The implementation process was very well managed and smooth. Account Management, Product Management and Technical teams supported PayFacto’s teams each step of the way from the initial discussion to completion of the project.

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Lily Zaryan
Senior Director
All nippon Airways Logo

ALL NIPPON AIRWAYS CO.,LTD., ANA) had been using GPayments' ActiveMerchant (3DS1 MPI) for many years and had highly rated  its functionality and quality. Therefore, we decided to use the hosted service of GPayments' ActiveServer for 3DS2 as well. 

In the development of the 3DS2 service, the documentation available to developers was substantial, and the development work proceeded smoothly. In dealing with card schemes, acquirers and issuers, we were able to receive accurate technical support and advice. 

Even after going live, we were able to transition to stable operation quickly because we received prompt support such as error analysis and provision of error analysis guidelines. We hope that GPayments' ActiveServer hosted service will continue to contribute to improving the security of our services. 

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Lily Zaryan
Senior Director
Hiroshi Ogawa
Manager, Digital transformation division
SP.LINKS

To strengthen its 3DS authentication service, SP.LINKS (formerly Sony Payment Services) migrated the service provider from its current provider to GPayments. GPayments’ 3DS Server, ActiveServer, has been able to handle increased transaction volumes, including peak periods, without any issues. This robust performance ensures ActiveServer can meet the needs of our expanding merchant base.

We completed the development for the migration a few months ago and started production transactions. After a short trial run, we migrated almost all our merchants at once, and the migration went smoothly, and transactions started without any issues. With ActiveServer, the authentication success rate has improved by several percentage points compared to the previous provider. There were also no authentication transaction errors caused by ActiveServer.

During the development for the migration to ActiveServer, GPayments provided excellent support services, including prompt and accurate technical support. We communicated in our native language, Japanese, and noticed that the support was provided also by foreign engineers of the global support team. They effectively utilized AI to provide support in Japanese and resolve the issue in a timely and effective manner.

We look forward to continuing our partnership with GPayments and recognize ActiveServer as a reliable and efficient solution for 3D Secure.

smith testimonial
Lily Zaryan
Senior Director
Shinichi Nakahara
General Manager, Service Management Unit
If you are interested in using our services in your area, feel free to contact us. Our team of experts are dedicated to meeting all your requirements.

Whitepapers available for download

Online payment authentication in 2019: trends and predictions

This paper identifies the top trending authentication methods predicted to affect the payment industry's dynamic of combating fraud during card-not-present transactions.

Download
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1.58 MB

Risk-Based Authentication and 3D Secure 2

The new EMV® 3D Secure protocol, or 3D Secure 2 (3DS2), released by EMVCo is designed to address a number of key aspects of the previous protocol and cement the technology’s reputation as one of the most resilient solutions in the fight against card-not-present (CNP) online fraud.

Download
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3.56 MB

Top 5 online payment trends in 2017

Online payment trends keep evolving as customers continue to favour more user-friendly solutions and solution-makers compete for market share by constantly trying to re-invent the next big thing, to fulfil that need.

Download
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853 KB
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